Possible: Fast Cash & Credit
June 19, 2024
More About Possible: Fast Cash & Credit
Need a quick cash advance? We’re here to show you a better way. Meet Possible:
Get up to $500 in minutes^
No late or penalty fees—ever
Pay Over Time in 4 installments
Minimize mounting debt and build your credit history
Easily & securely link your bank account for Direct Deposit
Bad or no credit OK—apply with no impact to your FICO® score
When you’re approved, get cash in minutes^ straight to your bank
A credit builder** experience you can trust:
100,000+ 5-star reviews
Join over 3 million Possible members
On average, customers saved over $470† by choosing Possible
Over $700 million provided to customers
Build payment history, an important part of credit history, with every on-time payment
Easy, convenient payment options:
Link your bank account and set up Direct Deposit to get your cash advance and make payments easily
Some credit builders charge fees, but Possible has no late fees or penalty fees, ever
Reschedule your payments up to 29 days with no impact to your credit score
Payments process automatically through Direct Deposit with your bank account
Ready to get started?
Download the Possible app and apply today for up to $500*!
“Possible is helping people on the lower end of the credit spectrum improve their financial outlook without being predatory.”
-TechCrunch
“Very easy and increased my credit score. They don’t kill you with fees, the payments are flexible and it is very simple.”
-David, Google Play Store
“I am glad I found Possible, Application was simple and fast…Thank you Possible!”
-Nel N, BBB
Possible products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.
Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for financial products generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.
Products in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
- Maximum amounts vary by state. In California, max amount is $250.
^Funds disbursement typically occurs within minutes of approval but can take up to five days.
†In 2022, Possible customers saved on average $470 in fees charged by traditional industry competitors. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary.
- *Credit scores are based on many factors and individual results may vary.
Possible Financial Inc.© 2022 (NMLS #1697898) 2231 1st Ave., Suite B, Seattle WA 98121 +1 (206) 202-5115
Latest Version
2.2.3
June 19, 2024
Possible Finance
Finance
Android
2,245,735
Free
com.possible_mobile
Report a Problem
User Reviews
jennifer zuniga
4 years ago
I wanted to update my review after using the Possible Finance app several times. I initially sought it out because I needed a small loan. I was in a situation many find themselves in with no credit or bad credit. I am using it now to help my credit score. While you take an initial dip on your score due to a new balance, as you make all of your payments on time it helps tremendously. My credit score has increased by 97 points since the end of last year! Definitely recommend!!
A Google user
5 years ago
Quick approval. Amount I requested. Anxious to see the effect it will have on my credit score.***Update - Credit score went up about 20 points with first payment. By the time my loan was paid in full with on time payments it went back down over 20 points bc it wasnt shown as paid off. It took awhile to update and when it did finally update it only went up 4 points. So it didnt have the effect I thought it would have. Fyi this is the only change that shows on my credit score. Disappointed!
space CAT
4 years ago
My credit has gone up a point here and there from using this app. The loan typically gets deposited very quickly ( within the hour ). Only downside I can think of for me, is if you don't keep borrowing, it shows on your credit that it's a closed account. And later if you decide to use the app again, it opens a whole new account. Not sure if I'm doing something wrong, but that is the only thing I dont like, I'm a little unsure if a closed account reflects negatively or not on me to creditors.
Marshall Madsen
4 years ago
Easy to understand, easy to navigate, easy to pay back. Possible makes it possible to improve my credit score on my pay schedule, at the rates I need, with the flexibility in case emergencies pop up. This is the best lending app I've ever used. Plus they're actually credit building loans, not just emergency transfers to keep you from overdrawing - so it actual reflects on your credit! I love this app!
A Google user
6 years ago
I would not recommend this app. Yes, it's approval rate and immediate funding is exceptional. But there's glitches with their system, no way to contact customer support, and then they flag you with the credit agencies even though the error is on their side. I missed two payments because the app doesn't recognize my bank account, even though it successfully deposited money into the account. I sent an email and they said I could send in a money order for the full amount, but they reported me anywa
KR P
2 years ago
I've been using them to help build my credit, they're super easy to use and it's simple to get approved multiple times if you stay on top of payments. My one complaint is the uptick in technical issues lately. There seems to be an issue recently with processing times and strange things happening with the app and when I try to apply for a new loan or login on a browser, the login page comes up blank and never loads... I trust them but these issues could frustrate or turn away people who are new.
Sara Beth Braun (Sara Beth)
2 years ago
I love this! Easy to get small short term loans and help boost your credit score! I have been using it every chance I get to help with my credit. Thank you possible! The only issues I have had is the last month I haven't been able to open the app. It comes up then closes out before it even goes to log in. Wish they would get the issue fixed!!!!
A Google user
5 years ago
I haven't had a single issue with this app. Fast and easy to activate. Flexible repay options, but i repays it all at once to keep my options open. They only allow one loan at a time and you can"t request another until your account has been paid off. That would be the only negative, but it also has a larger loan radius, so you're not taking multiple 75 dollar loans with multiple tips added just to get your desired amount. I recommend above all other payday/short-term loan apps.
Diamond Glasgow
4 years ago
Great App I love how it also helps build your credit score!!! It has been great for me!!! I will continue to us this app! Love it!!!! It's easy to use, it comes straight from your account automatically if you want them to it's your option. If you need to change a date the have no problem with it. You can not go wrong with Possible Finance!!
Cheryl Kirschenmann
4 years ago
On my 3rd (Possibly 4th) loan w/ Possible Finance!!You do right to them they'll always be there for you. App is very user friendly.Every cost/fee is explained well. Users are in control of their accounts. If you need to change a payment date, simply change it. If it's too far out you're given a prompt suggesting change it but don't have to. Any amount you want to apply for you can scale this blue dot to the right & its all broken down for you. Credit score has gone up!! Love this app!
Brittney Minton
2 years ago
Awesome app! Super easy to use, even with a poor credit score, I was approved quickly! If you can't make a payment by the time it's due, you have the option to reschedule. PLUS paying it off made my credit score jump 60 points!!! Super friendly and helpful customer service. I've been using them for a few months and it's been an awesome experience. 10/5 stars
Mariah
3 years ago
Every time money is scheduled to be taken out, there is always an "issue" with my account or card and I have to relink everything or "reschedule" my payment. I always have the money available in my account. This reflects as a missed payment for some reason and affects my eligibility for higher loans. I've only been getting approved for under $100 for the last several months and it's really frustrating as I've been a loyal customer for over a year now and have paid back everything I've borrowed.
Katrina M
2 years ago
I have had and used this app for years when I've run into an emergency. I cannot use it anymore after one of the latest updates a couple months ago, when I click the app it looks like it's loading, then it immediately crashes. I've uninstalled it reinstalled it but, it's no use, it's just broken now! You can still apply over the web online, but come on guys, it's inconvenient and annoying! I'm shopping around for other apps If they don't fix it.
A Google user
6 years ago
Took out 2 loans already and I'm on my 3rd one with quick approval time in mere seconds. I really love using this app as you can see. They remind you that a payment (via text/email) is coming up a few days prior and if needed, you can reschedule your payment. Yes, it does have a very high interest rate but what do you expect cutting corners to get fast cash, while at the sametime it boosts up your credit score?
james ford
1 year ago
I have to update this review. My rating doesn't change as my disappointment is astronomical. I was finally able to get loans, and I have had several successful loans paid off taking advantage of their installment plan that reports to credit agencies. Recently, though, I had to get a new debit card, but because my debit card changed, they weren't able to take my last payment on my most recent loan. And to my surprise, I am unable to update my card info in the app.
ieesha styles
1 year ago
I love this app/company does exactly what it advertise. Instant cash advance without affecting your credit, it allows you pay the money back with a small fee. Everything is typed out clearly for you before you agree to receive the money. They report your on time payments to 2 major credit bureaus. I love that it sends me a text and email reminding me when my payment will be debited from my checking account.
Michelle McGrath
1 year ago
This company came back listed as "FRUAD" from my bank. It's a slow app , not many people control it, and if you need to talk to support service, they are never around to ask questions about your account. They also add another fee to the loan payment that you ask for, and they give you a set timeline to have the loan paid back. I would not go through these people, it's more of a headache!!
Kimberly Freeman
1 year ago
UPDATE!!!! I finally got a 50 dollar loan I paid it off. When I tried to apply for a new loan it kept saying that they were having an issue with linking my bank. I've even uninstalled and reinstalled the app and it went unsuccessful. I wrote to customer service and they weren't helpful at all. I like it and I want to reapply but this constant back and forth with the app I'm very frustrated. Now I'm in a bind with my bills. Thanks a lot!😡
Amber
1 year ago
NOTHING I said below has changed. Its always the same run around from customer service. I have yet to be able to get a loan with this app. I have connected my bank account (the one my paycheck goes into) but it keeps saying there is an issue with the account and tap to fix it. I do that and nothing happens. I have reached out several times to them and every time I get the same advice. NONE of which works. I want to use the app but my experience so far has been frustratingly disappointing.
Breanna Landes
1 year ago
I use this app quite often with no issues, my bank account linked to it has been the same for years with no change and now all of a sudden it won't re-link and says it can't find a checking account associated with my bank which I very much have. It has been 3 days since I sent a request via the contact us button with NO RESPONSE and it is not on my banking end as I have already called and confirmed with them. Very frustrating
