Acorns Early: Kids Money App
June 18, 2025
More About Acorns Early: Kids Money App
- AUTOMATED ALLOWANCE
Automated weekly allowance teaches budgeting skills and that once their money is gone, it's gone.
- SAVING & BUDGETING
Make saving a habit with child-led savings goals that parents can lock and unlock.
- IN-APP TASK LISTS
Teach the power of earning by sending rewards for completed chores.
- BITE-SIZED LESSONS
Boost your child's financial literacy with in-app Money Missions. On average, kids transfer over 30% more into their savings in the first month after completing one.
- THEIR OWN PREPAID CARD
Your child can practice their new skills in the real world with their own kids' debit card — and choose from 45+ designs.
- TRAVEL ABROAD FEE-FREE
One less thing to worry about on vacation with fee-free transactions overseas.
- MONEY SKILLS UNLOCKED
Your child can learn money management skills by keeping tabs on their own cash flow in-app.
- ATM WITHDRAWAL
Heading somewhere that only takes cash? Your child can withdraw money at ATMs.
ACORNS EARLY PARENT FEATURES:
- QUICK AND EASY TRANSFERS
Send money anytime with scheduled allowance and instant transfers.
- INCENTIVIZE CHORES
Set task lists and send rewards for completed chores.
- SPENDING VISIBILITY
Track your kid's money with real-time notifications straight to your phone.
- FLEXIBLE CONTROLS
Choose when, where, and how much your child spends — and change your preferences anytime in-app.
- FOR THE WHOLE FAMILY
Friends and family can send money straight to your child's card with Giftlinks and Relatives accounts.
- JUST FOR YOU
Find insights and tips to support your child's financial education in the Parent Space.
- GIVING MADE EASY
Teach your child the value of helping others with optional charitable donations in-app.
ACORNS EARLY TEEN EXTRA FEATURES: YOU`LL NEED A PARENT OR GUARDIAN TO SIGN YOU UP
- THE ACCOUNT THAT GROWS WITH YOU
Grow your independence with a smart debit card and 13+ account with features just for teens.
- SPLIT THE BILL
Request or send money with friends on Acorns Early at any time.
- REQUEST MONEY, GET PAID
Get paid in person with QR codes — even if that person doesn't use Acorns Early.
- SAVINGS YOU CONTROL
Set savings goals in-app for those must-have purchases.
- READY FOR YOUR SIDE HUSTLE
Get paid wages straight to your account with Direct Deposits (14+).
- FREE TO PAY AWAY
Set off and explore with fee-free transactions overseas.
- MAP YOUR SPENDING
Stay on top of your spending habits by tracking your cash flow with spending maps.
LET'S GET STARTED!
1. Sign up today
2. Download the app & learn instantly with Money Missions
3. Parents can set allowance, chores, and add money
4. Activate your card when it arrives in 5-7 days
PRICING
Acorns Early comes included in the Gold subscription ($12/mo).
If you're interested in the Acorns Early only, it's $5/mo for 1 kid, and $10/mo for 2-4 kids.
54k+ 5 star reviews worldwide (Trustpilot, App Stores).
© GoHenry Inc. ("Acorns Early"). Acorns Early is not a bank. The Acorns Early card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
https://www.gohenry.com/us/terms-and-conditions/
Acorns Early Address: 5300 California Avenue, Irvine, CA 92617 USA
Latest Version
8.79.0
June 18, 2025
Acorns
Finance
Android
140,759
Free
com.acorns.early
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User Reviews
Joscelyn Taylor
8 months ago
This app is awesome! My 10yr old is learning the value of money and wants to earn it. This app makes it easy to reward her and teach her at the same time.
Phil Canida
6 months ago
garbage... just sits and spins on login...never progresses... been days. worthless junk expects personal bank information and it can't even log in properly
Betshena Young
6 months ago
Acorns Early debit cards guide my children in making knowledgeable financial moves. They love using their cards on their own terms and deciding what their needs and wants are. We love using the app for financial education as well.
Patrick Woytek
10 months ago
The idea of this and functionality is great. The ability to sign in on the website and App is brutal. 9 times out of 10 when I try to sign in to use it with my kids, it just says something is wrong, try again. Not useful when you can't sign in...
Drea Aguayo
7 months ago
This is a super cool way to do allowances and use a simple reward system for reaching goals and giving a visual breakdown of how spending and saving works.
Jah Hill
7 months ago
My child didn't get her $5 Bonus as Promised 🙄 after forcing a $10 deposit for a "free" trial there is only $5 showing up in the parent account. what a shame for a first impression. we were kinda excited for this app.
Edwin Camacho
8 months ago
Great app... IF you can login. On my son's app, we can't login with the login information given from the parent app. Now on the parent app, Biometric doesn't work, and even after changing the password, I can't get in. Uninstalled parent app, was able to login. Updated son's login. Still can't login into his app, even after uninstalling. Closed parent app, now I can't get back in. Trash
Jessie Nourse
8 months ago
My entire family is having trouble signing on. We have changed passwords and it keeps telling us our credentials are incorrect. We have checked for updates and reset our phones. Nothing is working and I am very frustrated.
Scott Martin
8 months ago
DO NOT USE, internal transaction errors means you cant use your card! Agent Jordan said they're having internal issues with all new account users and to fix it I'd have to go out and make ATM transactions first. My son is very sad he can't use the card he worked hard to save on. Asked to cancel and have money transferred back to my account and the transcripts wouldn't save giving 401 internal error. Now I'm locked out of the account! With no proof they will return my money! DO NOT USE!
Leah Diodato
8 months ago
10/10 love this app theirs learning videos that show your child how to do things such as helping others, teaches you about scammers and not to fall for it, how to save your money and use it wisely, and so much more! you can add your relatives parent parent guardian and more, you can also have more than 1 child added to add money to their card you can add to do list for your kids to do and they can check the task off on the app. they also send you the credit card though it is 5 dollar to sign in
Whit
6 months ago
This is not free. It starts at $5/mo for now. I like the idea, but let me remind you: this app serves to give your kids your own money, which is arguably something that can be done without a middleman and for free.
Gabriel Diaz
5 months ago
Always malfunctions make life a lot harder, saying you got the password wrong. Even if it is right, it doesn't work. you have to reset your pin after 1 time use.
C C
6 months ago
set up the account. paid $5 for the card, wait a month the card never came. paid another $5 to have a replacement sent and once AGAIN the card NEVER CAME! Customer service is a joke. Both times they told me to "just give it a couple more days".....card never came. STILL WAITING for the second card! I would recommend greenlight or another kids chore debit card because so far this company isn't up to par. I do not recommend.
Morgan Bass
7 months ago
It was hard to get into when I first opened up this account. There are lots of log-in errors and timeouts for the password reset link. Once in, it has been great! My kids enjoy doing tasks and learning about money.
Donald Blasch
7 months ago
So far, great!! My son is learning a lot. This feels like a good option to give our son initiatives to complete simple tasks throughout the day, setting task earnings at a reasonable price, having him learn the value of a dollar. He loves it and is showing to be proud to be trying to manage his own account with savings, earnings, etc. Overall, if you are looking to show your child good money practices and get them a head start on saving and learning about finances such as banking ONE STOP SHOP👇
Malissa LaFleur
6 months ago
seriously all parents! GET THIS APP!!!! It is a daily struggle to get my 9 year old just to brush her teeth and read everyday.. I started small with just the daily basics for only 15-25 cents per task and plan on putting real chores once she becomes consistent with the basics. its a been 2 days and man ... I've never see this child so motivated in her life!
Rachel Basham
6 months ago
BEWARE!!!! We were very excited to start using this app. THEY ARE CRIMINALS! The app requires that you have money deposited into your "parent account". 40 HOURS AGO I attempted to deposit money into my parent account so I could give my kids their vacation spending money. Acorns is still showing no money in my parent account (I can't put money on my kid's cards) and THEY TOOK THE FUNDS OUT OF MY BANK ACCOUNT. Refusing to return the funds or make them available to us on the app.
It's Dad
6 months ago
Listen up, folks! My review of the Acorns Early app is coming in hot, and it's a real nut job! This app is a tree-mendous way to get the little acorns in your life rooted in financial literacy. It’s got chores, allowance tracking – everything to teach 'em to leaf no stone unturned when it comes to saving. The card designs? Branch out with creativity! Now, the fees... they're a bit nutty, but hey, you gotta invest in their future, right? Overall, I'd give it a solid 10 out of 10 squirrels
Yvette Ousley (Vedabear)
6 months ago
I was in doubt but I gave it a try anyway. I'm glad I did. It helps by providing my child with educational videos. She can learn about money, saving, interest rates, and even letting friends borrow money. House chores don't just fall on me she helps by doing her tasks which I don't have to keep on her about. It is great for our family. Don't just take my word for it. I think every parent should give it a try. If it is not for you just deactivate your account and delete it. Great app try it.
shawn chavers
8 months ago
I love the app, I think it's really helping to motivate my child for everyday chores, it's helping teach about money spending and savings habits. it's helping to see how many comes in and goes out. plus all the educational videos is super informative. I encourage any parent to try this app, I personally belive it will benefit any child.
