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Borrow Money App: Payday Loans

June 07, 2024

More About Borrow Money App: Payday Loans

This app is an easy solution to borrow money instantly in the form of online payday loans, without applying with a bank or traditional lender.
Whenever you stumble into a difficult financial emergency, a short-term cash loan could be just what you need.

This money borrowing app was created by disgruntled lending professionals to make the process of getting cash as simple as possible.

We can help you get payday loans online, from which you can borrow money between $100 and $1,000.

Payday loans are like a cash advance on your wages, just not from your employer. The lender gives you a small amount that you must repay in full on or just after you next receive your wages. This comes with a fee on top, or what you'd typically call interest.

A payday loan is an excellent way of covering those unforeseen bills or unbudgeted purchases that you'd usually have to wait until payday to cover.

What makes the Borrow Money App better than your average storefront lender or bank? There's no waiting in line or physical paperwork to fill out. Everything could be completed easily via the loan app without ever having to leave the couch.

If you want to borrow money instantly, this is about as close as you will get. Simply:

✅ Choose the desired loan amount
✅ Enter your basic details
✅ Share your bank details so the loan can be deposited in as fast as one working day

Using our money borrowing app is completely free. Having spent years seeing people struggle to borrow cash in the industry, we created this tool to do all the hard work for you.

Fill out one simple loan request form and we'll instantly attempt to connect you with a licensed direct lender, meaning you don't have to waste time and potential credit searches applying with lenders one by one!

You'll know onscreen if one of these lenders will offer you a loan and the full terms of the offer. It's up to you whether you click through and accept the offer.

Good news: having bad credit doesn't automatically disqualify you. Lenders from our network are more concerned with your actual capacity to pay back the loan. Even if they conduct a credit check, they will evaluate your application fairly, as long as you fulfill the minimal requirements.

Material disclosure, rates, and fees

This payday loans app is not the lender. It is a specially designed loan app that aims to connect eligible borrowers with licensed lenders offering payday loans online. The app doesn’t charge potential borrowers for its use and any personal data submitted is only shared among participating lenders. It is not sold or shared with third parties and industry-standard encryption technology is used to keep data secure. Consumers are not obligated to accept a loan offer and are free to close the app and loan application at any time prior to digitally signing an agreement with a lender. By law, lenders are required to provide a full copy of the terms and conditions of any offer, such as the loan principal, fees, interests rates (APR), and repayment schedule prior to issuing the loan. The specific loan agreement terms can vary from lender to lender and state to state.

APR disclosure

The APR is the annual percentage rate charged for loans. It depends on how much you borrow, for how long, and the lender's policies. Some states legally limit APRs, and they can range between 6.63% up to 35.99%. Loan repayment terms vary depending on the loan amount, individual lender policies, and the type of loan. Repayment terms range between 65 days to 3 years. Failure to repay a loan can result in extra fees, interest, collection proceedings, and a hit to your credit score.

Below is a representative example of how APR might be calculated:

A loan of $1,000 taken out over a one-year period with a 20% APR will cost you:
- Total charge for loan: $1,000 * 0.20 (20% APR) = $200
- Total amount you'll repay: $1,000 + $200 = $1,200
- Monthly payment: $1,200 / 12 = $100

We thank you for using our Borrow Money App.

Latest Version

Version
1.0
Update
June 07, 2024
Developer
Payday Loans Apps
Apps
Finance
Platforms
Android
Downloads
268,703
License
Free
Package Name
com.borrow.money.app.payday.loans
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User Reviews

Weta Ranik

3 years ago

Each time I've needed it, I've always received the money with no delays. So I'm in the position to confirm that this company is the real deal and completely legit.

Howar Ferst

3 years ago

The process was swift and straightforward. After I submitted the requested information, I was approved almost instantly for a loan of $150.

J.osW.a

3 years ago

I'm a very satisfied customer. I never thought it could be possible to get a loan approved this fast and through a mobile app, but the thing is that it actually works!

Nani Mesaku

2 years ago

This is a not a direct lending app. It uses 3rd party lenders and when I tried to look for a loan it redirected me to a page that wouldn't load all the way

Clyde Davis

3 years ago

I'm here just to confirm that this app is the real deal. I was able to get a loan quickly without any issues, also, I had no problems with my payback or anything else.

Jimmy Hill

3 years ago

Way easier to use and process than other similar apps I tried before. Also, the time it took for my loan to get approved was shorter with it.

Landawyn

3 years ago

I have to say that I'm dazzled with how this app works. It's pretty straightforward and they've always approved my loans quickly with no issues whatsoever.

Flops Flyp

3 years ago

The perfect solution if you're on a tough spot financially and you also have a bad credit score. It is also a great way to help yourself rebuild your credit.

Elise Joan

3 years ago

This app is not very functional. I try to click and get info about interest rates etc but the page doesn't load and I'm back where I started. Also seems shady.

Nik Kartivns

3 years ago

Among all the loan apps out there, I believe this is the best one. It's simple, easy to use and it doesn't have too many ads. Excellent for any financial emergency.

Anthony Lombardo

1 year ago

Downloaded the app and instantly ran into interfacing issues, disallowing me to proceed as I typed in my zip and it would clear out each time, waste of time.

Bruce Moellendick

1 year ago

This app does NOT loan anything. Only a vehicle to sketchy "money lenders". Only ever got to "get a free credit report"😞

Anthony Collins

1 year ago

You have to keep going back and forth putting information in. They took 1.00 out my account for credit score after they said I was approved. Now it's saying I'm not approved. Crazy.

Raphael Keith

1 year ago

This app is stupid and y'all are some liers for sure as soon as you put info in guess what ya can't do nothing so do not use this app it is definitely a waste of time and is completely horrible I honestly think it's a scam app so I've changed all my bank information already and made a report on what was done an investigation will be opening in this app very soon so anyone who sees this review **DO NOT DOWNLOAD THIS APP AT ALL** YOU WILL BE SCAMMED

Ladii Marie Holmes

3 years ago

Does anyone else find it sketchy that 90% of the reviews are good but sound fake just like the app seems sketchy as hell! Would not recommend. This is the type of app to steal all of your personal info and then crash when you get close... notice most users that seem real with real pf pics had issues.. but random accts with fake pics or no pics supposedly got a loan... lol yeah okay. DO NOT RECOMMEND!

Kevin Markham

1 year ago

So initially I was upset because it's one of those apps that just connects you the lenders and then you get a bunch of spam the surprisingly enough. They connect me with an agency that actually gave me a loan with bad credit and having already had several loans out I like it I would recommend

Eris Peregrine

1 year ago

This app is a complete scam, and I'm guessing the reviews are astroturfing. I made the mistake of signing up for their "service", now I get constant spam. The app is just a shell that brings you to a totally different website that requires that you pay for a credit check before you review any loan offers. I'm genuinely shocked that this has made it on the Google Play Sto- who am I kidding, this is Google we're talking about here.

Mike Mclain

1 year ago

I'm not even able to fully set up my account! My bank is PNC and when selecting a state it does not have Texas listed to select. Pretty annoying considering my bank is where in TX. All the other banks are able to select TX. Y'all need to update seriously so it's 1 start for now unless y'all care to fix it but I doubt it.

Doris F Brown

1 year ago

No loan, bad credit. Switched to another marketing company. Did not need the hassle.

April Butler

1 year ago

It auto fills information not sure if it's correct or not because I didn't fill it in or even look at my bank. Trying to redirect to other loan companies this is not like other loan apps I have used.

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