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Credit Card Manager

August 19, 2024

More About Credit Card Manager

Take control of your credit cards with this offline credit card manager (no need to create account or login online).
This credit card manager arranges your credit card information in a simple way and reminds you of important due dates. Optionally you can record transactions to keep track of your credit card usage.

Features:
- Simple design
- Ad-free
- Works offline
- Due date reminders
- Record transactions
- Statement/outstanding balance estimation
- Mark payment as settled
- Shows statement/due/next due/cut off dates
- Sort cards by longest interest-free period
- Annual fee waiver reminder
- Quickly add a card transaction from an SMS
- Backup/Restore to Dropbox/Google Drive
- No need to worry about online account being hacked

This credit card manager is made with the user in mind.

Note: As the credit card manager works totally offline, the information presented depends solely on the information provided. If you want to see how much is charged per card you'll have to manually enter and update each transactions just like any expense manager.

Latest Version

Version
1.7.13
Update
August 19, 2024
Developer
TheSimplest.Net
Apps
Finance
Platforms
Android
Downloads
709,181
License
Free
Package Name
net.thesimplest.creditcardmanager
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User Reviews

Mathew Kenna

4 years ago

Would love an option to change an amount of a recurring direct debit. Stopping the old one at 15, keeping it in the history and commencing your new one the next month at 18 etc. Tried to do this with a Netflix increase and it removed all previous transactions and only started the new one from next month

A Google user

7 years ago

I can keep track of my expenses and have some other options that although I have not checked, seemed really useful. Good way to organize your expenses... savings... incoming. Everything is manual though

Mrid G

3 years ago

Good app actually very good app but its not have customized categories.. Like I wanna add my loan account to keep on my eyes on the payment and EMI but i need to add every month.. add category for loan and emi.. even for credit cards also..which gives our emi and expenditure cals exactly

Bishal Baishya

1 year ago

Pathetic. All I ever wanted was one that analyses my spends by reading sms or monthly statement. This app is really cumbersome and unrequired. I have to manually make entries every time.

hippi popo

5 years ago

An apps that keep track of all your credit card spending and to remind you of the payment due date. It's an excellent apps given that these days most bank statement are by ecopy which you tend to forget and miss the deadline.

A Google user

7 years ago

The due date in this app is fixed. Can you make the option of making the due date flexible. I have due dates that are 20 days after the the fixed Statement date. So it varies every month depending on the number of days that month has. I missed a lot of dues because of this.

Anthony Tartaglia

3 years ago

Worst app I've ever downloaded. There is no purpose of this app. You can add card details and view those, but it's literally details about the card and not the account. You can't track your limits, you can't track how much money you've spent unless you go through after every purchase and add to your account.

Hani Suleiman

5 years ago

Not bad so far. But I have credit cards in 2 currencies. It would be great to be able to use a separate currency for each card even if done manually. I n addition to manually controlling the decimals. Example: USD 0.00 other currency 0.000. Thanks for taking this under consideration.

Manolo Rosero

4 years ago

Decent app for tracking credit cards expenses. It would be great if there is an additional option to add a pictures or screen shots for billing statement and payment transaction. But overall it's a nice app.

Kiran Cyrus Ken

4 years ago

It is fine for monitoring expenses. When you want to see only expenses and not income, you have to click on hide credit transactions everytime. That is kind of annoying. It is not retaining that I don't want to see credit transactions

Steve

5 years ago

Only so so. This is ok for a minimal lightweight credit card transaction recorder but one thing that sucks is that in credit card's info edit screen you can only set a day of the month, ie 1-30 when you really need to be able to set both a month and day, pretty generic and annoying overall in my opinion.

Phoebe Theimer

2 years ago

This app is awesome! I got tired of having to manually track on a spreadsheet how much was on my credit card because it takes a few days for transactions to post. With this app, I never have to worry about that! Whenever I use my credit card, I just add each transaction to the app, and I know exactly how much is on the card. Super helpful!

Surender Bansal

3 years ago

One of the best apps I used for my credit card management. It is so simple and user interface is very good. Before this app I struggled for matching my credit card transactions in the statement. But now this app has solved all these problems. Wanted to give 5 stars but they have not included Indian currency symbol in the free version so I have rated 4 stars. Developers are requested to include Indian currency symbol in the free version.

A Google user

5 years ago

Best! More improvement: 1. Revemped material UI/UX design and dark theming is missing. Most apps have started adapting the new interface. 2. Option to archive the cards (which are no longer required) would be appreciated, so that any information can be retrieved anytime in future if required, as deleting the card would lead to loss of data. 3. More filters in categories and dates/months. 4. Export data to excel. 5. Scrolling card names in case card name is lengthier.

Jay Thakkar

1 year ago

a feature of being able to track reward points would make this awesome app even better. For eg if the app can allow me to add the reward structure of my credit card and then automatically track my reward points with spends, and also remind me when my rewards are about to expire it'll be very useful. Plus, based on rewards structure if i can ask this app which card to use before i make a transaction, i can make the most out of my credit cards.

A Google user

6 years ago

If you're looking for a simple but very effective expense tracking app, this is the perfect one for you. I've been on the lookout for a simple credit card expense manager for months. I tried all the big apps, recommended by Google and by the internet but it didn't suit with my needs. It was a boon to stumble upon this app. It manages all your credit card expenses. It doesn't require you to manage your savings/salary on it too. Only credit card expenses. And it's very good at it.

Kaz Kylheku

1 year ago

Incredible! This is a credit-card-specific app that doesn't understand grace periods. You are required to enter the both the statement date and payment due date as a fixed day of the month. But that's not how it works. The due date is after a grace period, like 21 days. So if it goes into the next month, it varies, and in March depends on whether it's a leap year. It must be that the authors of this app don't use credit cards. Or their parents pay the bills? Promptly uninstalled.

A Google user

5 years ago

I wanted a simple way to keep up with my credit card. This app is great. Instructions are sparse, but the interface is pretty simple. 1. You can add as many credit cards as you want. 2. Explore the transaction screen icons. The account total can be switched between calendar Month and statement month. 3. IMO, the pro version is worth the money. The developer deserve it and the added functions are handy. 4. I also set up a debit card account. Money in the account shows as a negative number.

rick birch

3 years ago

Simple and effective, not many bells and whistles, which is good, it's quick to add a transaction and easy to keep tabs on how much you've spent. My only complaint is that it won't leave the transactions in accumutive sum. Instead it shows the balance for each month by default, which is a bit annoying when your statement is due in the middle of the month. Great app.

Christine Kent

1 year ago

This is generally a good app but the categories are not customizable and this is limiting. Otherwise I like the set up. I'm happy to have an app that does not connect to my actual accounts for safety and privacy. I just purchased the pro version and will review that separately after I get familiar with its features.

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