Found: Business Banking

Angie Fields

2 years ago

Perfect card to manage my finances! Everything I need to manage my business is provided by the app. It also helps me to keep track of all of my expenses and tax deductions without having a bucket of paper receipts as I have in the past. I am able to keep my personal finances separate and the app allow me to link other apps like Cash App and Pay Pal which can be really hard to do with other cards I have tried. I am still getting acquainted with all the features but so far so good!

Ashley Emig

3 years ago

This would be a 5 star review as Found has been easy to use and I love the estimated taxes feature. However, my account has been frozen to recieve deposits for over a week. I got one email back that it was fixed last Thursday at 3pm but Stripe has still been unable to to transfer my deposits in. I have emailed several times with no response. There is no phone number to call directly. I really need this resolved.

S. Quinn

2 years ago

I like the bank, but whenever this app was open, even in the background, my phone would force restart every few minutes on its own. Also, the settings menu lacked notification options, so I ended up disabling all from my settings app because there were too many for me. And there was no option to enable fingerprint login, unlike every other banking app I've used. Not very functional for me overall.

Heather JoJo Carrell

2 years ago

I absolutely love this app. My card was delivered promptly and without a set up hastle. The app has a lot happening and going on within it but it's not too much that I can't navigate it. I love all the perks and features it offers. I appreciate the fact that taxes are percented out of my pay and allotted to a "kitty" for collecting my owings. I love the fact that it automatically organizes everything in the app! I also love the fact that I am not pulling teeth, linking my accts. This app is A1!!

Martyn DiPietro

2 years ago

Just one complaint but it's significant to me. You can't deposit a check at all on Found. That really was a big problem for me twice and I had to pay fees to cash those checks. Other than that I've had no problem other than there is no way to click " forgot password" so write it down! My phone didn't save mine so now I'm going to have to contact them to see if I can get help. Otherwise it has lots of great features for small business. Will change to 5 stars if you start to allow checks deposits

Theresa Workman

3 years ago

Found has been a great experience for me and my business. As a sole proprietor without a EIN no financial institution would allow me to use my business name on the account. But Found does. Which allows me to invoice and receive payments under the business name. Not only that, Found also automatically calculates the tax amount you would have to pay and puts it aside for when taxes are due to the IRS. It keeps track of profit and loss and much more! Thanks Found!

JaxBo Williamson

3 years ago

the only reason I didn't give 5 stars is bc it automatically runs as credit. if someone got my card they could use it without a pin or even entering my zip code so that's a security problem. The reason I didn't give 4stars is due to the way it runs, you can't get cash back. You can't add cash either. I've also had a few refunds from merchants that never appear and it harasses you with tax notifications. I also sent an email regarding a dispute n never heard back. Other than that, it's good.

BillionaireFaith

3 years ago

simply Second to none. If your business checking is with anyone else your are behind the times and at a huge disadvantage. I eliminated quickbooks and having to track write offs. instant transfers between all payments apps. zero fees. Amazing UI. great customer support very responsive. mobile check cashing coming as well. This company gets what a turnkey business checking should be. I am truly grateful and very impressed. will alawys be a raving fan of found!

Integrity Coach

2 years ago

Great application for startup companies. Easy invoicing allowing you to receive payment from almost any means available including Zelle, CashApp, Venmo, et cetera. Once paid, it even estimates your tax liability and separates the funds to cover that expense. Very easy to use and I would recommend it to even those in business for a long time. It makes running a business easy from just your phone. If I could give it 10 stars, I would!

Marcus Broxson

2 years ago

Easy deposits and transfers. Transactions are a breeze, the app configuration is easy to understand and navigate. Security details are perfect and easy to use. The cash back and automatic tax adjustments are amazing. Easy to link debit, credit cards and bank accounts. It also lets you link your side hustle platforms like Lyft and many others. You can instantly issue virtual cards to anyone who is in your contacts. Best app for personal use & business out there, hands down a home run. Well done!

Kristofer Right

2 years ago

Honestly, this is the one of the coolest features I've had so far from from banking. The ability to split apart into the virtual cards. That really changes things. I mean invoicing the taxing all the assistance that comes from it. I mean I got no no complaints. I I'm excited for the pro version again, I've been hearing people complain about needing VCCs for a long time. I will update if and when I get access to the other within their competition.

Casey Strouse

5 years ago

I tried Wave and while simple it didn't fit my needs. I was a fan of their expense tracking and tax features though and went looking for an alternative. The search led me into the hell that is Quickbooks Self-Employed and Intuit's archaic policies for payment processing and treating every customer like they're one of America's Most Wanted. The search began again and I tried Bonsai but it wasn't it either because of the cost. Finally I found a pair of companies and products that work well together (Square and Indie) and cover everything my web development business needs: tax savings, tax payments, expense/deduction optimization, no fee business banking, a very easy, quick on-boarding experience, and great customer service who will actually investigate issues for you as well as get your feedback to the right engineers. The app is currently missing a few features you may be used to from banks that are software development powerhouses like Capital One (2FA, very good AI for detecting anomalies in your transactions and fraud, and the ability to automatically lock out the app at an interval or lock with it's own password) it's good enough to ditch Intuit and keeps getting better every month.

Eugene Alan Young (Geno)

2 years ago

This is one of the BB Etter banking apps available. In addition to the traditional options provided by these apps, Found, adds a second tier of actually useable options for entrepreneurs and small business. When your business is mostly done with digital currency, it is easy to lose track of what is coming in. However, with the found app I try to run all of my income through it because the app automatically pull the estimated taxes into a separate account. The features are great.

Austin Alexander

2 years ago

Best app by far for sending invoices and for repeat series of invoices. Along with being able to keep up with taxes through it makes it so much better than the competition. I am able to run my business stress free of the invoice situation, the only thing I would love to see in the app is a way to send the client a receipt after they pay their invoice. But for what the app says it can do it does it all and does it perfectly!

Demetri Chrissos

2 years ago

8 months ago I would have given this app 5 stars hands down... it used to be great for tracking expenses and tax liability. Unfortunately, they got rid of Check deposits.... And it takes a week to transfer in money from my bank. It's now a cumbersome extra step for accounting only. Update: They got rid of tax payments as a free service and are starting to only offer it only as a paid premium version. It's now officially a complete waste. Go with TurboTax.

JS Stewart

4 years ago

Found (formerly INDIE) is a great app for one-man-band businesses like me. It just got even better with the ability to manage from a desktop computer in addition to the phone app. The truly best part is that it is a business bank account that categorizes expenses as you go with receipts when needed and can print out a p/l statement for end of year or quarterly taxes. You can connect your personal bank account so it is easy to fund your business or pay yourself and you can connect a payment portal like PayPal for those clients who are used to paying that way. I am looking forward to more improvements as they rollout and particularly the new invoicing feature. I have used several programs for managing my business expenses and income since the late 1980s and Found is the most useful. Glad I found Found.

Raven Summers

3 years ago

It's quick and easy to send invoices, and manage your expenses. I have a couple of suggestions; add a save option when creating an invoice instead of just the send option. I like to add things as I go before sending to client. Also if you could add an option to mark invoice payment before sending, or send a receipt. Two more thing; allow edits to invoices already sent to customer. Last, it would be great if we could actually sync all platform payments and expenses like Venmo, Cash App.. Etc