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GT eToken

August 28, 2024

More About GT eToken

The GT eToken is a mobile application for generating One Time Passwords (OTPs) used in authenticating electronic transactions.
A one-time password (OTP) is a secure and automatically generated string of characters that authenticates the user for login and/or electronic transaction completion.

Electronic transactions include (but may not be limited to) web, internet banking and mobile banking transactions, where you are required to enter a 6-digit token-generated code.

A one-time password (OTP) generated from your GT eToken App can be used as an alternative to or alongside the GTBank hardware token device.

Activating Your GT eToken app:
To activate your GT eToken app, select your customer type and choose your preferred activation method, which can be the use of your Bank card, Hardware Token or by calling contact center to get an authorization code.

Your data ID will be verified to complete the activation.

Using Your GT eToken app:
Once your app is activated, you can create a unique 6-digit Pascode that will be used for subsequent log in to the application and enjoy 24/7 banking.

You can find more information about GT eToken on www.gtbank.com or contact GTCONNECT contact center on 080 2900 2900 or 080 3900 3900.

Note: To avoid your OTP being used by anyone, you absolutely DO NOT DISCLOSE OTP code for anyone

Latest Version

Version
3.0.3
Update
August 28, 2024
Developer
Guaranty Trust Bank
Apps
Finance
Platforms
Android
Downloads
424,191
License
Free
Package Name
com.GTCO.GTCOeToken
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User Reviews

BJ

2 years ago

It's excellent. I'm glad I tried it myself instead of listening to these unfair reviews. Everything worked perfectly. Click on 'terms and conditions' and accept, or you might be stuck on the page. In which case, the app not working is on you. I really needed this. It came through. Good app.

Samuel Ajayi

2 years ago

It's really amazing why the big Banks seem to lag behind in technology. Perhaps they should learn from Microfinance Banks, like Kuda. Bank's services are almost always stressful, citing security. Should we say MFBs have more cases of fraud because they simplify services? Certainly not. Onboarding Apps can be done with registered phone number/ BVN. Both are valuable and secure. Not everyone has debit card or physically able to visit a branch but MFB delivers to registered addresses.

DeOriginal Chidi

2 years ago

I wish to retract my initial negative review to replace with this now. I missed a crucial step during registration. After receiving an email that I have been onboarded, I tried again. I think the error is by not reading and Agreeing to the Terms and Conditions. I clicked, read it and Agreed and created my 4digits PIN and vwalla🥳, I'm in. I want to recommend the App with 5⭐.

Ken Damien

2 years ago

Ever since I activated the etoken, I have been unable to use it for any transaction on the gtbank App. It has always been error of Token not Activated. For the past 30 days, my business has been affected because I can not transact on gtbank hence the error. I have contacted gtbank customer care with over 50 emails and 100 calls yet, all to no avail in fixing my issue. Terrible bank, terrible App, zero star.. I have already sent email to the developer and hoping for a fix..

Esther Okondor

2 years ago

😞 this app is very annoying, I can imagine myself stand at the bank for two hours for otp code and couldn't get it. Even it now 😭😔 just wasted my transport money and still they could not resolve the issue. I would why you guy upgrade the app and made it difficult for customer to use. Na WA o.

Glory Adigizey

1 year ago

The app keeps showing "onboarding limit exceeded" any time I try to register. This is my first time using it. Without the etoken app my GTB app is totally useless to me. Can't make any transactions whatsoever. Is there an alternative Gtbank app that requires a 4-digit pin? Or is there a way I can get the etoken app to work?

Chibundu Kelvin

2 years ago

Even when the App is closed and reopened, it still brings up the previous token code, thereby frustrating transactions. It is usually after several clicking of the "regenerate OTP" that it then brings up a new code for you. AND On several occasions, the code is not accepted when transaction and eventually barrs you from using the token app for like 30minutes. GTBank can be way better than this.

Ayodeji Fajinmade

1 year ago

GTBank has mastered the art of doing things in reverse order. You guys stopped issuing hard tokens and are forcing us to use the soft token, but did not get things right before rolling the app out. Typical!

Malik Kenkaff Global Services

1 year ago

This is the worst app I have ever used. The old app was working perfectly and my nightmare started when I updated the etoken app. I cannot generate the codes because it keep skipping and taking yo settings and info. I cannot use the etoken app and I have to use the ussd code. Please do something about it.

Jamil IBRAHIM

2 years ago

Awesome. I've read some of the reviews about this app, and initially felt discouraged to try it. However, I was stunned by its rapid instant initialization and activation: wonderful! Having tried its usability, loading time, user-friendliness, etc., I came to realize that I cannot give anything less than 5 stars. It works offline after activation! This is another plus to GTBank for, yet, another innovative stride. GTBank is a time-saver!

Salahdeen Muideen

1 year ago

I downloaded but I have not been able to activate it for more than three days now. They have refused to send OTP to my registered phone number and my email since then. I went to their branch to give me hardware Token, they said not available. The E-token could not be activated. I traveling next week so I don't really know what to do. I told them in the bank, they said it was network. Gtb, you no try at all. All the numbers online to call could not be reached.

Dipo A

1 year ago

I am unable to use the app on a new phone. When I open the app on the new phone, my ID is already shown and then when I attempt to log in, it says not allowed on this device. On the old phone on reinstalling the app, it lets me add the ID as though I have never used it on that phone and I can log in on the old phone, suggesting it is locked to that handset. There is no way of disabling it on the old handset. It needs fixing ASAP. It needs a function to allow a fresh install on a new handset.

GoT1

1 year ago

I'm outside of the country, and I can't even access my money to send to family. The initial setup of the app requires an OTP code, a code which is neither sent via text nor email. So, you're just stuck. It's expensive to call international several times and be put on hold never to get an actual customer representative to assist. This is ridiculous...why put out a subpar product?

Olu Kore

1 year ago

Since I updated the app, it was giving me 1001Identification Error Threshold Reached TOKEN. Please how can this be fixed? I couldn't get through to the call center. I tried uninstalling the app, restart my phone and re-install the app. NO difference o. After re-installing the app, it opens with my old details. I beg how can this be fixed?

Tamara Ebiela

1 year ago

This App is a nightmare. Do not work without internet compared to the older version that is very stable. This App is very unstable. Why force us to use it. I have been deleting files from my phone to see if it would work. Please, give us our hard token. Let me try this version.

Endy Ukhurebor

1 year ago

I am currently stuck at the second page where you would need to select an account type. After selecting individual account, it doesn't bring up my bank account, or give an option to select a bank account after typing to search for an account. Then It times out and I am not able to generate an OTP. What is the solution to fixing this?

Oluwasoji Ojo

1 year ago

I am really upset. You make updates that break things. I was using the previous version just fine without any problems and now just to simply update thinking you might have added something better instead you clear the application data and just made it worse. I am currently not in Nigeria and the only way I activated it the last time was Gtconnect which is not available in this update. Now I can't use my account and transfer to my family all because of an update. JUST TERRIBLE!

Oluwasina Oluwaleke

1 year ago

This etoken app is working well until the last update. I'm regretting installing the update. This version doesn't allow the use of biometric even when I've enabled it in the settings. Fingerprint was working well in the previous version. This version keeps asking for the pass code. It won't allow me to generate token until I have input my passcode. Please fix this.

Adedapo Osanyinbi

1 year ago

Painful experience. Registering it was a nightmare. It doesnt run after installation. The physical tokens were much better. After opening a web page, I cannot get o open and get input to generate an OTP? Why roll out an app that doesnt work?On the apps store its says its available to install on some of your devices, but the list of devices is grayed out after I uninstalled it.

Cyril Edem

1 year ago

This app was working just find until last weekend December 9th when an update was done and it stopped working. I have contacted GTB severally and have not received any useful explanation as to why this is the case. The option to reactivate it through GT Connect is also not available. GTB is terrible with communicating changes in simple things. It was the same situation when the migrated to the current banking app.

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