LendingClub: Banking and More
July 20, 2024
More About LendingClub: Banking and More
Here are a few reasons why members like you love the LendingClub app:
It's the smart way to manage your money
• See your bank accounts and loans in one place
• Check your loan pay-down progress anytime, anywhere
• Consolidate debt with a new personal loan
• Keep tabs on your credit score and report for free with DebtIQ
• Safely move money between your accounts
We make it simple
• Easily send, save, and borrow money right from the app
• Deposit checks straight from your phone—no bank branch required
• Lock your debit card from anywhere
• Quickly sign in with biometric authentication
• Try DebtIQ's easy-to-use credit simulator to see how different actions could boost your score
You get rewarded for your membership
• Earn and save more with cash back on checking and great rates on savings
• Pay no monthly maintenance fees and get free external transfers
• Get paid up to 2 days early when you set up direct deposit
• See personalized lending options based on your needs
Any reviews presented are individual experiences and results may vary. Reviews collected and authenticated by Bazaarvoice. All reviews can be accessed at https://www.lendingclub.com/company/reviews
*Transaction limits may apply, see https://www.lendingclub.com/legal/deposits/personal-products-terms-and-conditions for more terms and conditions
Any account features that enable you to receive direct deposits, or that enable direct deposit funds to be made available to you early, are contingent upon and subject to the payor’s support of such features.
Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.
Latest Version
400000001.03210092
July 20, 2024
LendingClub
Finance
Android
208,644
Free
com.q2e.firsttradeunionbank3351.mobile.production
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User Reviews
A Google user
6 years ago
Transferring money to other banks from this bank is weird. It can take more than a week, sometimes the transfer simply drops (even though there's enough funds) and the balances on accounts don't update based on pending transfers. Get it together guys, maybe take a look at Simple's app to get an idea of a modern helpful app.
Christopher Wilson
3 years ago
I use to never get the back of my checks to register when doing a mobile deposit and needed to wait for the option to capture the picture manually shows up. Today is the first time the camera would capture both sides of the checks quickly, so I've moved from a 1 star to a 3 star experience. Still some inconveniences with the app, so no 5 stars yet, but hopefully I can add that soon.
Wes A
4 years ago
I wanted to link an external bank account so that I could make a transfer; the app crashes every time. OK so if I can't get my money out when I need it what good is this? Radius needs to invest more into their minimum viable product. This makes me question other core, important features, like security. I plan to ditch this once I get my funds completely out of the LendingClub notes trading feature. LendingClub used to be great. Very sad.
Scott Tessandori
2 years ago
100% Garbage. I have to use the website, where it asks for EMAIL and password. When using app it asks for USERNAME and password. They are not the same, and I have never used a username to log in. When I click on forgot USERNAME so Lending Club can send it to me, a message pops up saying they will send a link to reset password. This app is a total waste of time and space.
The Salvadorian
3 years ago
The app does not provide an in-app transfer confirmation. The app does not show pending transactions. There are government issued apps that work better than this, and that's saying something. The customer service is slow. I have not been able to access my account for over a week. Submitted requested documentation four days ago and still nothing. Would not recommend.
Stefani Crouse
5 years ago
I've been very happy with the mobile deposit process. The app makes it super easy! I haven't experienced ANY of the problems with the app that other users have mentioned. I have also never had a bad experience with trying to transfer money from one account to another. I have a Samsung 8+ and the app works fantastic! I LOVE this bank. I don't have a huge account and my balance is only above $1000 once a month, so maybe it's people with higher balances that have problems.
Bill Rafajko
4 years ago
Radius is best bank I've ever had. I've been a member for over 10 years and during that time have saved and earned money with their interest bearing and fee free checking account. The interest they pay out is higher than most big bank savings accounts. The app allows you to effortlessly perform all of your banking needs with an intuitive and easy to app.
Blake Watson
3 years ago
I have not been able to login to the app on mobile. I use my email and password on a web page but then suddenly I have some username on the mobile app to which I cannot find on my account. Also attempting to reset your password through the app does not result in an email being sent. I only know this because the web page allowed me to receive an email however the app did not. Please fix these small but annoying issues.
A Google user
6 years ago
Mobile app does 95% of what I need on the move and I like the bank. Always easy to get on the phone with a real person and get things straightened out quickly. But PLEASE disable the auto capture function for mobile check deposit. I'm always frantically trying to get things framed in the box and have to retake the photo 4-5 times because it's blurry or out of the lines. Automation≠good UX. It honestly makes mobile deposits kinda stressful which is a hilarious things to say but also, real.
Ashley Thomas
2 years ago
App and Website is really horrible and to be honest, I probably wouldn't use this company again because of it. Its really frustrating that I can't check my loan status on either one. There is no options on the website to see the amount and the app won't let me log in (and I know for a fact that I'm using the right username and password). Tried to do the reset option but the emails never come. Can't wait until loan is paid off cause I can't stand how difficult it is to see my account if at all.
David Alfreds
3 years ago
I had a terrible experience with LendingClub. I have three other online accounts and I've never had the problems that I've had with this Bank. As for the app itself, my first bad experience was trying to mobile deposit a check, and the app kept crashing and was never able to take a picture of both the front and back of the check without crashing. I finally got it done after about 50 tries. Other than that, the app itself works, but the bank is so bad that it's not worth it!
The Notary Tree (Theresa)
2 years ago
I've only been using LendingClub for a few months. And only for savings because they have a high yield interest for account holders. You can pay bills through the site if you have a checking account. Other than that, the app is pretty straightforward and easy to navigate. I like creditwise. It shows your Trans union credit score and offers advice, and gives you options to make it better. Nothing fancy but that's how I like it.
A Google user
7 years ago
Easy navigation, simple GUI and fast. The app is fine. The service behind the app however may need work. The new card expected at acct opening never came. I contacted CS and requested one. That was 3 weeks ago. Still no card. Transfers show instant confirmation, then the xaction disappears. This doesn't make a great first impression.
Mara Butler
2 years ago
The app is extremely poorly designed. Pending transactions do not display at all, when you make a deposit it shows nothing. Lending Club could really learn some pointers from Marcus (Goldman Sachs). The Marcus app is phenomenal. After having linked my banking accounts, Lending club showed there were no accounts linked and made me log in to my bank all over again. I had to do this about 3 times before I could do anything. If anything that goes wrong, you have to call, there's no online assistance
Jenny B
2 years ago
I tried to initiate a transfer from an external account, received an error and was asked to edit fields. I edited the fields and re-inititiated the transfer, then I was taken to a page that said the transfer was successfully initiated. I then received one email confirmation. The money was transferred. 3 days later I wake up and another transfer was taken out of my account. This has happened twice using the app and customer service hasn't been very helpful.
A Google user
6 years ago
UPDATE: It's been six months and Radius hasn't addressed the issue with the deposit feature involving the check's photos. I'm switching to a new mobile bank, but I wanted to let others know the issue might arise because the software can't deal with phone orientation properly. If I turn my phone to the left, so it's in landscape mode when I take the photo, there's an error. If I turn it to the right, there's no error and the photo is successfully taken.
Zupertramp
3 years ago
Update: App no longer launches on my phone. So that's a bummer. Still a great high-yield savings account but an app that doesn't function is a little inconvenient. Original: Don't understand why it takes a week and a half for deposits and transfers to clear and it's a little frustrating to have Goal Keeper taken away right after signing up but other than a pretty solid app.
Allen
1 year ago
I'm new to LendingClub. The camera app for depositing checks is weak/frustrating. I also have a Capital One account that I have used for decades, their app is quick and easy. LendingClub app does not do well on back side of check (more white space?), it battles with the "too much light" when nothing (lighting, etc) is different than the front side. Otherwise, I am pleased, but if it wasn't for the rates, I'd be looking elsewhere.
R. Alex Reutter
1 year ago
I've been using the app for a few years. Today while trying to pay a bill, the app froze during the stage where you select a delivery date. Spent 20 minutes on the phone with LendingClub and their only suggestion was to use the website. I'd be happy to use the website, but the interface is optimized for mobile and sucks on browser (that's why I originally started using the app). I will be looking for a different bank.
Robert Nugent
1 year ago
Absolute garbage, useless app and company. I've contacted them twice about this issue and no follow up after 3 weeks. App crashes every time I take a pic for check deposit. Since they don't have any physical branches, I can't deposit checks any more. I'm sure this regional bank can't afford to lose any more deposits, but they're about to lose mine. I can't do business this way. So frustrating.
