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Michu

July 28, 2024

More About Michu

Michu is one of the Cooperative Bank of Oromia's pioneering digital financing platforms in Ethiopia, aimed towards MSMEs and mass populations. It is an AI-powered smartphone application that provides an online loan application, digital offer analysis using a credit assessment algorithm that goes beyond belief, and online debt collection procedures. Customers can use non-collateralized loans through Michu with the sole requirement of engaging in trading operations. Making its basis on different business areas, Michu contains two products called Wabii and Guyyaa, which target formal line business traders (micro retailers, Coffee Houses , Fast Food Corners and etc.) and informal line business traders (Gulit Traders, Roadside Traders, Informal Coffee house and etc.), respectively.

Latest Version

Version
2.7.3
Update
July 28, 2024
Developer
Cooperative Bank of Oromia- Coopbank
Apps
Finance
Platforms
Android
Downloads
141,222
License
Free
Package Name
com.kifiya.digital.lending
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User Reviews

solomon feleke

1 year ago

what a bank thanks very much l amazing to u. But the loan time is very short should be increase loan amount and minimem of 3 month returning period. great thanks again

Kiduse Aman

1 year ago

The service you provide is awesome! Eventhough the app keeps crashing everytime work on it.

Chala Diriba

1 year ago

Amazing 😍 Digital loan platform.

ALBERT DESIGN

1 year ago

Wow very good but hes etage lon g uetime

Yaseen. Kamil

1 year ago

easy better and amazing............

Tamiru Abera

1 year ago

It's an amazing application. Really, I am using it.

Hirko Megersa

1 year ago

Michu, as its name is like a close friend! It is a lovely app with ease of access, simplicity and reliability. The reason behind why I give four stars is sometimes the app refuses to connect to the server even when the network is fine! Thanks Michu!

minewer temam

1 year ago

The app is very good app but michu loan very difficult to get it need very high transactions

Addisalem Demis

1 year ago

I Really love the app and i also processing a loan that other banks won't give that much loan, it makes your bank unique , but am still facing problem that after getting contract agreement the system isn't working and i have tried to contact to your customer support but still not resolved. The other thing i want to recommend is that you better give more days for the repayment so that you can add some % interest rate.

Galgalo Kene

1 year ago

This app is good but interest rate high

elias hibu

1 year ago

It's best financial Application how wants credit for Small busines I really Like it

Yosef Niko

1 year ago

It is fast It is simple to process it It is Acess

Dawit Tilahun

1 year ago

michu app is good specially for those who involved on merchandising sectors,even thou it has shortage of flexibility and supportings...

natinael abirham

1 year ago

IT was good but the 1 month is not enough make it at least 3 month to repay

Ethiopia Chef

1 year ago

App not works at all. We login then get stacked. You need to improve it.

Ibsa Mohammed

1 year ago

Fake, doesn't work. Only to collect personal data.

Oromoon ni mo'a!

1 year ago

I'm thrilled to thank and see this impresive technological lending platform for small business. But it is better to make longer of the payback period.

Hana Lemi

1 year ago

The interface is so user friendly that anyone can process michu loan easily but the thing is this app keeps crashing over and over showing "unknown error" please fix it

Boru Gobu

1 year ago

it's good application and best bank only please raise the limit and duration

Musa Husen

1 year ago

Its fast and simple app to process micro loan.but sometimes it delay merely which occur inconvenience.

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