PayBright by Affirm

leanne S.

2 years ago

Had no issues making a purchase and receiving the item. They provide you with your pay schedule and it comes straight out of your bank on the applicable dates. I have purchased a few things with this credit option.

Sheldon Lafleur (Laffi)

2 years ago

I can't log into my account. I've reset cache and data, deleted app and reinstalled, and I'm stuck on the logging screen ; I enter my phone number to get the security code, and it just loads infinitely.

Layla Sophia

3 years ago

It's frustrating that the app doesn't remember your sign in info, or that your payments are processed the next business day rather than instantly. Afterpay processes the payments immediately, get with the times.

Jordan Fischer

3 years ago

Service itself is fine, but the app is garbage. Having to login every 15 minutes via verification code is so annoying. And so far none of the stores I've tried have let me select PayBright as a payment option.

Cherin Samaan

3 years ago

Paybright is just a waste of time, they make their customers go through hell to buy a stupid thing. From experience, getting a house loan is literally much easier and faster than getting a new phone with paybright. I have no idea how they could be get exclusive deals with major companies.

Andrew Dockrill

2 years ago

If I could give less then a star I would, it finally worked for me once after multiple failed attempts. Then tried to log in with my phone number and said I didn't have an account. Managed to get a link to my account - with customer service help - to monitor how much I had left to spend and pay off but then tried to make another purchase and has failed to process ever since. Website is completely inaccessible, neither eBay or paybright have any idea why the card does not work.

Shane

3 years ago

Absolutely AWFUL. Payment processing is so slow you can't even purchase something before your session expires, making you redo it all over again just to find out your session expires again. It even has to gall to ask you for your banking account information. Absolute scam. I'm just waiting for my money to be stolen right now. Worst "payment option" ever invented.

Destiny Roger

2 years ago

they have taken money from me for one month, bu they are saying its a missed payment. I have bank statements to prove this is incorrect and have not received a deposit back,which I should if it didn't go through on their end. Not going through on their end means they didn't get the money, right? Right so, then there should be a deposit back into the account for the amount there isn't. I have been trying to get this fixed, showed them proof,and still miss payment. They steal point blank.

Mx Peaches

2 years ago

The log in process is annoying, you have to get a code sent to you every time you want to browse the app and if you back out of it for more then a minute you have to get another code all over again... very annoying to use a regular password would be nice.

Christal Sookhansingh-Parmar

3 years ago

Not sure why I'm getting logged out every 2 minutes. Even on the web page. So annoying. How come I can't view my approved limit? I haven't had to log in since June 2021 so I didn't realize there were so many changes since then. Not happy with the navigation of everything. This 2 step verification every time I'm logged out for whatever reason is so unesscessary. I should be able to view everything regarding my account, not just my phone number. Please improve ASAP! Annoyed consumer here!

Phil C.

2 years ago

I rarely write reviews, but this is absolute garbage; in fact the whole process is garbage. This is my first using it and whether it's the site or the app and if it can go wrong, it goes wrong. I like the idea of a system that allows you to make the monthly payments at 0% interest - but wow... If it works and it does what it is suppose to do then I will definitely change the review; but for now - run far away - like don't even look back.

A M

1 year ago

Didn't realize I had tried this app before and when I put in my phone number it said that I had opted out to receiving text messages and I needed to text join to the certain number I've done that two or three times now and guess what I won't get a response back

Project Blackhound

1 year ago

This is ridiculous. They took away the "Shop" Menu on the Canadian store and its a Canadian based company. Literally can't do anything with the apps in canada anymore. Like why? I bought a phone from Samsung off this app and now I can't buy anything.

Steven Li

2 years ago

TERRIBLE experience with getting notifications for failed payments. I had a 24- month payment plan in which the card I was using was changed twice (expiry + lost). The first time, I received a notification after two or three failed payments. The second time, I did not receive any notifications. I did not notice that the payments had stopped until 5-6 months later. By then, Paybright had already canceled my payment plan forcing me to pay the remaining ~$1300 at once.

Gniewko Strozyk

2 years ago

Absolutely terrible, your account portal doesn't even show your limit or anything. You can't change your payment method or anything else you want to change. Also, when they say they are gonna check your credit score, they don't ask for your sin which they should, cause then you will know if they actually checked it or not. Don't bother, hopefully companies stop using this service.

H A

2 years ago

Honestly this is the worst experience I've had with a payment plan. The execution of the software itself lacks so much potential. I have a plan that ranging for an extended period of time but of course I want to pay it off as quickly as possible so I make payments outside of what they already take off. The problem is the length of time they take to process the payment, I do not have these problems when I use Klarna, things are quick and easy with them, paybright needs to take a page from them.

Isaac Leite (MajorGHOST)

1 year ago

I don't like to do loans however this was handy for that device you want but don't want to spend all at once. great for keeping track and paying off. app works well. service is great for that once in a blue big purchase.