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ScoreSense®

July 05, 2024

More About ScoreSense®

ScoreSense® Mobile App
Stay informed and protected! Easily access your latest credit scores and credit reports from TransUnion, Equifax and Experian – in one convenient place. Quickly check for credit alerts to help guard against identity theft or fraud. Make better-informed decisions and track your progress with simple credit tools, right at your fingertips.

• Check your latest credit scores. See what lenders may see, anytime, without hurting your scores.
• Protect your credit and identity. Get alerted when Daily Monitoring detects suspicious activity or changes on your credit report that may pose a threat.
• Know what’s affecting your scores. See how your scores are calculated and which Score Factors have the biggest impact.
• Analyze your credit reports. See any Account Discrepancies we find when comparing your reports across all 3 bureaus.
• Dispute credit report errors. File a dispute with all 3 bureaus using the Dispute Center step-by-step guide.
• Simulate score changes. See how certain credit actions you take could change your scores with ScoreCast™.
• Track your credit scores. Update your scores every month to plot your progress on ScoreTracker™.
• Boost your credit IQ. Get tips on everything from credit basics to identity theft in the Learning Center.
• Compare your scores. See how your scores rank against others in the U.S., your State or Age Group.

FREQUENTLY ASKED QUESTIONS:

Q: Will checking my own credit affect my scores?
A: No! Checking your credit scores through the ScoreSense app or ScoreSense.com does not hurt your scores.

Q: Is credit monitoring that important?
A: Yes! Early detection is critical to minimize the damage of identity theft or fraud. We monitor your credit report, daily, and alert you to changes that may pose a threat.

Q: How often should I check my credit scores and reports?
A: Monthly. You should regularly review your credit scores and credit reports to be sure your information is accurate, uncover signs of identity theft and address errors that could lower your scores.

NOTE: A ScoreSense account is required to access the ScoreSense app. If you are not a ScoreSense member, sign up for a free, 7-day trial and get access to your credit scores, credit reports and credit monitoring.

Latest Version

Version
1.7.6
Update
July 05, 2024
Developer
One Technologies, LLC
Apps
Finance
Platforms
Android
Downloads
447,576
License
Free
Package Name
com.scoresense.pwa
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User Reviews

CORY BROMWICH

1 year ago

When it works, it's great, but the app crashes.

La Sonya Johnson

1 year ago

I love this app and the way that it's set up. Easy to navigate.

Peter C

5 years ago

My experience with this company has been terrible. A potential landlord specifically asked for my credit score from here (they ended up trying to scam me). I paid the 1$ for the 7 day trial with the intention of canceling because all the information you can get from the company is freely available on other [better] apps. They force you to call them during their business hours to cancel. I spent 10 minutes on hold only to argue with the guy who then put me on hold AGAIN and then he HUNG UP. smh ⭐

Kristine “Kricket” Silvis

4 years ago

I'd NEVER Hire this company again. Not only was I locked out of the site multiple times. Then having to call or use the chat options to resolve the password. I was billed for service's that they NEVER did. Reason being because I hired Experian to resolve my issues because ScoreScence wouldn't answer me! Yes I'm absolutely disappointed with the service I was promised. Yet didn't receive! Especially when I was told that my letter of approval was in the mail. 🤪🤪🤪 Haha! That was funny!

Ana “Anabella9” Cruz Nazario

5 years ago

Stay informed and protected! Easily access your latest credit scores and credit reports from TransUnion, Equifax and Experian – in one convenient place. Quickly check for credit alerts to help guard against identity theft or fraud. Make better-informed decisions and track your progress with simple credit tools, right at your fingertips. • Check your latest credit scores. See what lenders may see, anytime, without hurting your scores.• Protect your credit and identity. Get alerted when Daily More

Katie Bradbury

3 years ago

Canceling my account was too much of a hassle. First, I had to call a phone number, couldn't do it online.. then I had to wait till they were open - like business hours from M-F 8am-5pm or something truly corny like that.. the guy who answered the phone for me made me request an account cancellation 3 separate times before he would do it - but only after reading thru his speech (which was just voice advertising for the service I wanted cancelled! A scam app created for taking your money. Boo!

TwoInOne

3 years ago

Very easy to use, and has all of the information you need regarding your credit scores. Additionally, they have every single service that you could think of regarding credit scores and credit history. Customer service is fast to respond, you can't go wrong with this app if you are trying to investigate your credit and build on it.

Becky Graczyk

4 years ago

I purchased this service in hopes of getting in touch with someone that could help me better my credit or at least understand how it works. I have been asked repeatedly for my my social security number over the phone then placed on hold for a credit rep, then asked if I would like to be placed on a call back list. I said yes 2.5 hours ago. I never received a call back. It is now 6 pm CST and they are closed. May report fraud.

A Google user

5 years ago

Wow. Bad deal ... Stay away. They require all of your personal info- name, social security #, birth date, address, phone number, etc, then want your creditcard or bank card number to keep on file and charge every month if you don't cancel within the 7 day $1 trial. Which seems to be a very difficult thing to do. However all of your info is still on file there and "possibly" succeptable to hackers.

Brenda Brown

5 years ago

This is an awesome app that shows all 3 companies with your info about each one and your Score for all 3. You can compare the information on one to the other to make sure that there aren't any differences. If there are you can send it to someone with ScoreSense who will look at it and find out what is going on. I have 1 problem between my 3 reports. 2 of them agree that an outstanding account was closed. But the other company says that it is still open, and rating me worse.

Kevin Bruinsma

3 years ago

Firstly they don't actually review your credit. Any changes to my credit did not receive alerts. Secondly I was unable to get ahold of them to cancel and it slipped my mind until the next billing cycle. I was than able to get ahold of them the same day as billed but my refund request was denied.

Dawn Rhodes

4 years ago

This is a rip off! You can get all this info through Credit Karma and the services offered for free through many major credit card apps. If you're trying to clean up your credit and money you don't need to spend $40 a month to see whats on your credit report. When I asked for a refund they refused. Don't spend your hard earned money here, use it to pay your bills.

James Clair

1 year ago

Makes it easier to understand.

AMAZING WONDERS

3 years ago

They do not stay up to date on your credit scores and then the credit scores that they eventually post are incorrect. Like for example it could say that your credit score was 600 and then you call experian, equifax, and transunion and they'd tell you that my credit score was actually higher. Then they are supposed to update daily but then it's weeks. Also if you pay off accounts they still show the amount that it was 3 or 4 months before and you've had it paid off for all those months,

Judith Murphy

1 year ago

Easy to use. Offers good advice and resources to help promote financial stability.

Gabriel Duran

1 year ago

it would be 10 stars if it updated with the accounts you have. Overall it's good for accurate credit

Kristen “Kristen Coffin” Coffin Allen

1 year ago

When I was done with my free trial, they actually worked with me to help me repair my credit score. I am almost at 670, from when I started repairs, from my original credit score of 514. I had a odd way of thinking about my use of credit prior to the effort I've put in over several years now, to be able to support my score and keep building my credit score. As a side effect of these repairs, even my FICO Score is providing me with a positive number for the first time in my whole life.

Kenneth Deadmond

5 years ago

Great app very friendly user face. And all you can imagine to help you secure your identity and help rebuild your credit. The customer service is very nice and polite understanding to individual needs. Would recommend to anyone trying to rebuild credit to download this app. It is a must have when it comes to credit insight. Thank you ScoreSence.

Jeff O

4 years ago

In a matter of 1 year, I changed my credit score from 515 to a 706 using this app! it helps you see what needs fixing, and where you need help. I was able to see defaults that were incorrect and dispite them easily. 3 out of 4 negative accounts got removed. Yes at $35/mo its a bit spendy but I was able to purchase a new car for 4% interest because of this sites help. Updates monthly to see where your going. new house is next and I am happy with the site!

Jonathan “JetLag” Jardine

2 years ago

This is a really nice credit monitoring app, very clean layout. A major drawback that will prevent me from renewing at the premium price is the fact it only updates the credit score every 30 days. My credit builders out there know, we are looking for constant updates reflecting our utilization rate, accnt status, pymnt hstry, etc. Every 30 days for a premium service seems absurd when others provide daily updates for free. If your credit is where it should be, then maybe 30 day updates are fine

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