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SeaBank PH - Fast&Easy Banking

September 06, 2025

More About SeaBank PH - Fast&Easy Banking

Get your SeaBank Card today and enjoy exciting rewards! Earn up to PHP 1,000 cashback monthly, withdraw cash from ATMs, and get your card fee back on your first-ever physical card order when you use it 5x within 30 days from activation.
Experience Fast & Easy Banking with SeaBank! Enjoy High Interest Earnings & Free Transfers.

BSP-regulated & PDIC-Insured up to PHP 1,000,000 per depositor.

Open a SeaBank account now and enjoy the following benefits:

1. Up to 3.5% p.a. interest earnings credited daily
2. Free transfers via InstaPay and PESONet
3. Avoid the hassle! Plan your transactions ahead with our Maintenance Notice feature
4. No maintaining balance, no lock-in period, and account fees
5. Sign up is free and easy, just 5 mins with 1 ID
6. Get discounts for buying prepaid load and telco promos in the app
7.Shop with ease, Scan & Pay for your purchases via QR Ph and earn cashback
8. Pay on-time with our bills payment feature and earn rebates
9. Earn cash with your friends when they open an account via ‘Refer & Earn’

Your security is our #1 priority. SeaBank has award-winning security features such as multi-factor authentication and end-to-end encryption when you access and transact in the app.

Exclusive to selected SeaBank customers, SeaBank Credit offers loans up to PHP 100,000 with competitive interest rates of 2.95% per month, zero processing fees, and flexible repayment terms ranging from 3 to 12 months.

SeaBank Philippines Inc. (A Rural Bank) is regulated by the Bangko Sentral ng Pilipinas, Deposits are insured by the PDIC for up to PHP 1,000,000 per depositor.

Formerly known as Banco Laguna, Inc. (A Rural Bank since 1965), SeaBank PH is majority-owned by Sea Limited (NYSE: SE), a global consumer internet company founded and headquartered in Singapore and listed on the New York Stock Exchange.

Address: 32 Rizal Street, Brgy. Poblacion II, Pagsanjan, Laguna

Latest Version

Version
3.2.2
Update
September 06, 2025
Developer
SeaBank Philippines, Inc. (A Rural Bank)
Apps
Finance
Platforms
Android
Downloads
3,616,000
License
Free
Package Name
ph.seabank.seabank
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Add Comment & Review

User Reviews

Jasmin Dabu

2 months ago

The app works well overall, but it would be really helpful to have a separate "Goals" or "Savings Tracker" view. Something where we can set personal goals and track our progress. Hope this feature can be added in future updates!

Silver Night

1 month ago

CANNOT ACCESS LINKS in notifications tab!!!! After clicking "Learn more" button, nothing happens/ does not load. I tried 3 devices and all are the same. Please forward to your IT team. I'm using android device btw

Charles Pzkpfw

1 week ago

Does the app provides bank statement in case needed? If it doesn't, kindly integrate that feature into the app, thank you. Hello! Please make the file size of the application much lighter and smaller for the storage to store, thank you.

Yvonne Relano

1 week ago

My card did not arrive though it shows as DELIVERED on app. I cannot contact customer service hotline and everything. myghad. I filed a complaint 'bout the card on the app but it was not resolved ghad. tried replacing the card though it's asking me for another fee.

Luke

1 month ago

Seamless banking! Most notable feature this app got is the interest rates (although i, along with the millions of users, are quite disappointed to the implementation of the insterest taxes laid upon shamlessly), quite ironic. Aside from that, this is a great app if your goal is to save temporarily or in the long term. Still, I am a satisfied customer here.

Zoe

1 month ago

Been using Seabank for some time now, and hands down one of the best digital banks so I've used so far. Smooth, doesn't have a lot of downtime, pays interests daily, gives rebate when paying bills, and gives enough free bank transfers.

Neo Francis

3 days ago

I thought this was easy to use but no, registration in itself is a pain I have already placed all of the needed information the first time then now it's asking for me to place the same information on a webform There isn't even an email notification about the status of your application. Absolutely no contact at all.

Hyden T

1 month ago

Couldn't get support and I couldn't register my phone number coz the app keeps insisting it's registered to an existing account though it is my first time downloading the app. I never registered with SeaBank before. Gotta let this go and find other services for my finances. It's a shame, I was looking forward to it. There is no toll free number. I got charged by my carrier calling their CS number from the app. A huge disappointment from a bank sharing name from a well reputed bank in Singapore.

Fran'zCarl

4 weeks ago

I love this bank because. 1. Free 15 transfers 2. Low interest on credit loans. No one is calling unlike other banks. 3. Saving Interest rate. 4. Discount when you buy loads. 5. Simple App smooth works even low-end devices. My Suggestions 1. Implement for Tap-To-Pay (NFC). 2. More Government bills like SSS, Pag-Ibig & Phil Heath. That's it I hope this will be implemented.

JHON MARK GACAYAN

1 month ago

SeaBank Mobile Banking experienced is absolutely excellent, secured and reliable..and that was BEFORE.. But this time, it seems like they removed the (3) times free deposit from other linked bank. And they are charging P15.00 every transaction. In that case, for sure you're clients seems to moved on the other digital banks as your compitency, before Seabank going to bankrupt. I will edit this message as positive comment, if Seabank apps, will do updates for the sake of the other clients.

Jon

2 months ago

Longtime account holder here. Everything is ok and as of now, I can't fault the app. The services are great. However, there is one thing I've noticed. On the upper left side, under your name are the words 'Account noo.:'. It may be a small typo but it reflects a lot.

Laiza Arisme

1 month ago

This bank is very helpful and lots of beautiful features. I most like the cash backs, interest everyday in your wallet, 15free of transfer and when you avail the cash loan, it has a small interest of 2.95%. However, after I fully paid my 2 loans, they already won't accept my new application which I have an available offer of 30k, I already discuss this in some agent, but they insisted that they cannot help me withdraw it in their end. So, sad but need to deactivate my account soon.

Foxbase

3 weeks ago

I’ve been using the app for a while and have successfully paid off two ₱20,000 loans on time. However, despite being a responsible borrower, I was offered the same loan amount both times. It’s frustrating not to see any increase in my limit after proving my reliability. Just recently I applied for the 3rd time but got the same offer plus they are giving me a hard time to withdraw the loan though it was approved already. I even paid the last one in advance

Aria Kreuz

3 weeks ago

Very easy to use and the UI is probably the best out of all the banks/e-wallets I've tried. Free weekly 15x transfers, easy card control, cashback when using the card and paying bills, great security, and responsive customer support are my top reasons for using this app. Hoping there will be an option to have seperate savings accounts (like in GoTyme) in the future.

Sandra B.

2 weeks ago

Very user friendly app. I can get my bank statement, check details of my physical card seamlessly and the app even has built in notifications for dowtime or maintenance. Customer service is also knowledgeable. Suggestion: I hope you add a feature to see the ending balance after every transaction is completed.

Richard Samillano

2 weeks ago

My account has been temporarily blocked since July. I’ve called overseas six times, spoken to different agents, and followed all instructions, yet the issue remains unresolved. This has placed all my transactions on hold. It’s especially difficult for OFWs like me who need to spend extra just to call the hotline in the Philippines for followup.

DownBy TheRiver

1 month ago

Ok sana. Free instapay transfers available, convenient to use. Better than the unreliable GCash. Although physical card hasn't arrived yet at delivery address despite having been paid the P99 fee and being tagged as "delivered" on the app. I've already raised the issue a couple of times, no resolution or update yet. In-acknowledge lang.

Nathaniel Aguilar

2 weeks ago

Super poor customer service. And blocking accounts for the first failure of facial recognition. You have to call the agent and buy a regular load just to call them. Email doesn't help fix the problem even the chat support. My account was blocked for a simple facial recognition. Idiot system. The agent want me to update my facial recognition but the app doesnt allow me. Idiot system.

Chris Chan

1 week ago

Superior banking accounts, with reasonable interest rates, excellent cashback offers, easy to manage accounts (none of the pot/stash nonsense), free transfers has helped transform family finances, bill payments, saving and shopping. I've tried other digital banks, and they have let me down, so I can't recommend Seabank highly enough.

Christine Ladra

2 weeks ago

Very disappointing experience with Seabank. I made fund transfers to GCash and while some go through, others just disappear even though the account details are correct This is already the second time Seabank has failed me, and it’s unacceptable for a banking app to be this unreliable. Instead of convenience, it’s causing me stress and wasted time. " If you value your hard-earned money, think twice before trusting this app."

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