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U.S. Mortgage Calculator

August 19, 2024

More About U.S. Mortgage Calculator

This free PITI mortgage calculator allows you to enter required data to help estimate your monthly (or bi-weekly) payment that includes the principal and interest components, property taxes, PMI, homeowner’s insurance and HOA fees. You can also optionally check how your extra payments can bring down the total interest outgo and accelerate mortgage payoff. The amortization calculator also calculates the total of all payments including the one-time expenses & down payment, extra payments, taxes, insurance and fees. You are also presented with a detailed mortgage payment schedule. You can choose to share this information via e-mail, SMS or any other messaging app. You can also save the results to your favorite note taking app.
Please visit the U.S. mortgage calculator website http://usmortgagecalculator.org/ for more information.

To report errors and send suggestions, email us at vasuadiga@usmortgagecalculator.org

Change History:

Version 11.1
+ Ability to add/store multiple calculations (up to 10)
+ Simple Calculation
+ PITI Calculation with Extra Payments

Version 6.1
+ Bugfixes

Version 6.0
+ Chart library upgrade
+ Math library upgrade
+ Firebase analytics

Version 5.5
+ Homeowner Expenses and Extra Payments are now optional
+ Bi-weekly extra payments bug fix

Version 5.0
+ Better form navigation
+ Better charts with MPAndroidChart library
+ Bug fixes

Version 4.2
+ Bi-weekly payments
+ Loan Balance chart
+ One-time Expenses
+ Payment Summary currency format changes
+ LendingTree Loans

Version 3.0
+ Admob changes

Version 2.9
+ Validations that prevent user mistakes
+ Usability changes
+ Rating prompt
+ Versioning bug fix
+ Payment chart bug fix
+ Launcher icon changed
+ 'Loan Paid To Date' bug fix

Version 2.0
+ Lots of bug fixes
+ Ability to turn extra payments ON or OFF
+ Improved math accuracy of the calculator

Permissions:
Internet access required for ads and analytics

Latest Version

Version
12.0
Update
August 19, 2024
Developer
eCode
Apps
Finance
Platforms
Android
Downloads
176,521
License
Free
Package Name
org.usmortgagecalculator
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User Reviews

A Google user

6 years ago

Great for doing your calcs. Makes it quick and easy for personal or investment purposes.

A Google user

6 years ago

best, most accurate mortgage app i have found or used. includes all variables when trying to figure an accurate mortgage for your budget.

Brinaful

4 years ago

Loved this app until the recent update. My loan info is gone after the new update. Also, it doesn't allow me to put home owner insurance and other more detailed data anymore. Uninstall. I will let my family know to do the same.

A Google user

6 years ago

Excellant app with very useful options that show not only the princlpal and interest, but all the related expenses of a mortgage. Must have for the first time home buyers!

Ramil Jose (RJ)

5 years ago

Very simple and clear to use. It's so easy to understand and provides quick mortgage calculation while searching for your dream home. Hope there a way to turn off ads.

A Google user

6 years ago

This is a great App, really easy to use and straight forward. The one draw back are the Ads that popup at the bottom. However, overall excellent app.

Dennis Raymond

4 years ago

I had some issues with adding extra payments and taxes, etc. I sent a comment about the problem to the creator from within the app. The next day the app was updated in the app store & the problem was fixed. Great response.

Martha Laird

5 years ago

I been using the app for few years for the mortgages pre-calculations for my clients. It comes very close to the final numbers. I really like it and recommend for a quick calculator

Do Johnson

4 years ago

Love this app! I have told many people about this app to figure out what they can afford on their budget. That makes us go back and check and re-check, until we cannot forget how much we will save instead of renting and paying someone else's loan. Thank for the neurotic new habit.

Elizabeth Regan

4 years ago

Lots of control over lots of variables. Let's me project how much extra I might want to pay per month to hit a shorter payoff date, or how much equity I will have as home values rise during my mortgage period. Allows for easy adjustments just to see the differences. Wish I had this app when I was in the market as a buyer.

Ann Roanoke

3 years ago

Multiple extra payment options. Taxes and insurance can be entered as percentage or dollars. Outputs are represented in bar chart, pie chart and a text out list. Easy to use and understand

Blue

5 years ago

This is a great mortgage calculator. It calculates your mortgage including your taxes, insurance Etc. It also calculates auto loans as well. Excellent app that I use often. Highly recommended. Have a blessed day!!!

NY UK

4 years ago

Very impressive, except for the ads. If I'm using this in front of someone and an ad pops up, I have no interest in clicking it, especially considering you have loud music on an ad that's embarrassing and unprofessional.

Jackie

2 years ago

A great app to analyze and see what your loan can look like using different scenarios; extra monthly payments and or lump sum annual payments. If only I could save a few different calculations, that would be wonderful. Thank you!

s b

4 years ago

REVISED REVIEW- Upon further review the interface was simplified but with a new learning curve the best features are still there. It will take some getting used to but I can't imagine a more complete Calc. Thanks dev team for helping me see the light (tho personally I prefer the former layout)....

Elizabeth Ford

1 year ago

Very helpful and easy to use at all times and very convenient when I have my customers in front of me and I have to do the calculations right away. 👍

Luke

2 years ago

The calculations are good, but there is no ability to share the visual results (not even a downloaded image). Ideally, a short link to the calculated results that appear the same as in the app would be produced. It only allows you to share the text breakdown, which is less than ideal.

A Google user

6 years ago

Awesome app!!! It has everything you need to plan your payments with different scenarios. One feature request would be the ability to save different mortgages and all the inputs. This would help to compare multiple mortgages by being able to flip between instead of having to re-enter the data. Thanks!

RDA RDA

4 years ago

■ I wanted an app to figure out how much a mortgage loan could be shortened by making extra monthly principal payments -- and to play what-if scenarios using different amounts. ■ I had to manipulate some entries as though my existing loan was starting that month, and stating that the mortgage and property value both were the same amount as that month's actual principal balance, but it gave me the answer(s) I was seeking. ■ It was hard to find an app to do this. This was the only one.

Leif Bothun

3 years ago

Don't like the new version. "Simple" vs. "PITI" didn't need them broken up. Just zero out the %s for tax, insurance, etc. and you have PI only. Then in "simple" there is no ability to add extra payments as those would be independent of taxes and insurance. Also don't like the back feature as it seems to kick me back to past calcs vs. letting me alter what I want. Nice to have the history ones to go back to, but both features together would be much better. Like old version more than new.

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