QR Code

Wio Personal

August 04, 2024

More About Wio Personal

• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place.
• Spend like a local, globally, with free AED, USD, EUR, and GBP accounts.
• Travel smart with your Wio card. Pay no foreign exchange fees and earn 1% cashback on your multi-currency transactions!
• Earn up to 5.5% p.a. interest on Savings when you sign up to Wio Personal ‘Plus’ Plan.
• Get a Wio card that you can use instantly online and add it to Apple Pay or Google Pay. Order your physical card anytime.
• Create Virtual cards in the design you prefer and set up a spending limits for secure online shopping or in-store.
• Get rewards that grow with up to 2% cashback on all your spends.
• Choose how to receive cashback: to current account, saving space or in stocks you’ve selected.
• Access thousands of stocks & ETFs and start investing with only $1 in the same app.
• Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage.
• Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates.
• Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.

Latest Version

Version
1.19.1
Update
August 04, 2024
Developer
Wio
Apps
Finance
Platforms
Android
Downloads
137,830
License
Free
Package Name
io.wio.retail
Download Now
Add Comment & Review

User Reviews

Ovais Mukhtar (Ovy)

1 year ago

I keep getting notifications of creating a wio credit card but every time I try there is no option in the app to create one

Hiba Ghrair

1 year ago

I love Wio! It's very fast and easy to use. And it works perfectly every where! The app is so user friendly 👍

Mohamed Awad

1 year ago

Excellent online services, very easy to open account, order checks, or create virtual cards. Amazing experience.

Florian Ughetto

1 year ago

Dear WIO team, i used to be a big fan of your work. The app is great and helped a lot of people in the UAE (saving & cashback). However it is not possible to get a statement of all account transaction in xls format. This forces us to record the transactions by screen shot and manual entry every month. Come on guys, exporting accounts is a default feature to have

Ashwin Chandra

1 year ago

Really poor experience. They allow post dated rental cheques to be cashed 6 months before the cheque date, have no recourse what so ever and customer support is extremely unhelpful. No urgency or empathy and no ownership of their mistakes. Really disappointing from a "neo bank".

Ahmed K

1 year ago

Took weeks to verify my passport, and now it's been 2 months and they haven't been able to fix an issue with my debit card payments

Vuduh

1 year ago

Everything is good until they freeze accounts without any prior notice and do not give you any information regarding the freeze till you call. Even after you call them they will keep giving you a lollipop of 7 working days again and again until it's a fat month. DONT RECOMMEND FOR LARGE FUNDS! 100K OF MINE IS STUCK SINCE A MONTH! Edit: You guys are pathetic. The dev responded to me to contact them on Instagram and I have been left unseen for days.

Sheikh Ahmed

1 year ago

App is very user friendly and easy to navigate and understand. Only reason for two star less is there is no support for Samsung Pay.

dfm dxb

1 year ago

Been over a month and they cannot verify my passport so I'm unable to use most of the services. Supervisors and managers have refused to help. Awful customer service, do not recommend.

Mugtaba Garoot

1 year ago

Apparently Wise isn't operating in UAE, but while it was easy for me to open a Wise account this local alternative rejected my application for a personal account with an Emirates ID with no given reason and no method to reapply or change details in my application (such as income status which matters for opening for whatever reason).

Saleh

1 year ago

The back button on Android closes the app instead of taking me to the app's homepage . Very annoying, any of the options I click on I can't rely on the back button to go back, which just closes the app.

Jak Casey

1 year ago

For some reason they do important things by text. You get a text whenever you transact with your card, rather than a notification. Whenever you have to verify payments it's by text, and they ALWAYS take 30 minutes to come through, meaning you found another way of doing whatever you were trying to do - book a cab, order food, make an online purchase. I'm really not sure why they're stuck in the 2000s with this tech setup. Absolutely nothing should be SMS based. It's 2024, get with the times.

Nitin Nair

1 year ago

Simply wow! Loving every bit of this app including amazing UI, Simple / easy navigation and most importantly gives the best value compared to any other bank in the region! Great job team Wio!!👏👏

English Rain

1 year ago

Good app. But 2 problems: 1 - Tapping phone at ATM can withdrawal not working. (Google Pay/Garmin Pay not working) 2 - SMS cash withdrawal feature also not available. Since you are a digital bank, really surprising above 2 features are missing. Please fix the issues. Thank you.

Malavi Lester

1 year ago

Worst ever experience with a banking application. Onc you deposited money they open old request and whitelist your account and your blocked. your account is inaccessible. you have to make 100 calls and chats. fraudulent bank ...annoyed with the service. 6 days the issue in same status

A. P.

1 year ago

Would give it Zero starts if possible. Useless App. Keeps crashing at login. Support is pretty useless. At each escalation they keep asking the same questions that were already answered. Beware of using this as you may get locked out of your funds.

Ahmed Elkhodiry

1 year ago

The app and user experience are amazing. 2 comments. 1. There were no fees on trading and the interest rate was higher few months ago. No there are fees on every trade and the interest rate is lower. This breaks the trust and makes the user skeptical whether Wio will keep on adding fees and they used the high interest and zero fees to lure in customers. 2. Don't let the back button get you out of the app, ask if you want yo exit or not, otherwise i have to sign in again.

Ride along with Omar

1 year ago

The ux has been worked on and thought of a 100 times before the design. Kudos. Speed of app is perfect. Just one small bug but that I assume is cuz you designed for ios first is when I click the bsck button sometimes it just exits the app. If you can fix that. I would appreciate it you work on adding Samsung pay to the accepted mobile wallets.

Romin B.

1 year ago

This app is broken, once you get to that point to enter your address it gives an error. Can't continue. I've contacted the contact center but they haven't got back yet. I am scared that if a banks only interface is an app and it's broken how bad would everything else be. Other banks at least have offices you can visit incase something goes wrong. Phone is S24 Ultra.

Wael Hallak

1 year ago

Updated Review: Support reached out (a bit late) and explained the situation. Issues were resolved with a promise of minimising them in the future. Everything is running smoothly now. Some upgrades are much needed on the investment interface, though. Providing more trading related data, etc... Original Review: Unable to login to the app. I did everything, still doesn't work. Support are not responding. How can an app that offers investments, glitch in the middle of a trading day?! Very risky!

Add Comment & Review
We'll never share your email with anyone else.
Appxoo: 2025 Download Trending Apps: Dating, Gaming, Health, Financial, Music, Video, Travel, Education, Productivity, Learning & More